Capstone Brokerage, Inc.
 

Capstone Brokerage Inc. is a risk management, insurance and employee benefits brokerage specializing in workers’ compensation, workplace safety programs, commercial property and casualty insurance, surety bonding, employee benefits, as well as all other types of commercial and personal insurance.

Risk Management Division

Capstone takes a strategic risk management approach with their clients by identifying their risk exposures, evaluating their risk potential and developing a strategy to reduce the cost of risk. Safety programs coupled with solid claims and loss control have proven to be the most effective ways to reduce risk and lower exposures. The result is a reduction in insurance costs and losses due to down time and accidents.

Specific services offered in addition to insurance brokerage include but are not limited to: Fleet Safety, Ergonomic Studies, Safe Lifting Programs, Pre-Employment Screening Programs, Risk Management Program Review, Noise Control Studies, Risk Financing Strategy, Loss Prevention/Reduction Programs, Risk Management Audits, Insurance Reviews, Business Continuity Planning, Threat Assessment, Emergency Response Procedures, Claims Experience Analysis, OSHA Compliance, Review Client Contracts, Leases, Strategic HR Planning and Analysis, and HR Training and Development,

Commercial Insurance Division

Through Capstone Brokerage, companies can manage their property and casual insurance as well as workers’ compensation and bonding. Thanks to its strong relationships with major insurance carriers, Capstone can help organizations of any size navigate the sometimes complicated waters of the insurance world.

Employee Benefits and Group Health Insurance Division

As the cost of health care continues to rise, employers are seeking innovative and cost-efficient employee benefits solutions to manage healthcare dollars.  Capstone provides custom designed insurance programs that can enable companies to offer a competitive benefit package for their employee’s at the most competitive price.  Capstone works with each employer group to determine the best plan design for their needs.

More and more business owners are partnering with Capstone Brokerage because our comprehensive approach helps contain benefit costs while allowing employers to offer quality benefits to their employees.

Capstone offers their clients a full spectrum of insurance programs to fit their needs with experience in both fully insured and self funded medical plans as well as ancillary benefits such as group life, dental, vision and disability insurance along with voluntary programs.

Personal Lines Insurance Division

Through Capstone Brokerage, individuals can obtain a wide range of personal insurance options including home, auto, health, life, dental and disability.   Capstone also specializes in health insurance programs for the self employed.